A Beautiful home is made of many elements. One of the major ones is marble. It is just a natural stone but with proper use and finish, it becomes astonishing and breathtaking in numerous shades. Its natural beauty and color panorama makes it the right choice for flamboyant users in home construction. People with a different style sense always prefer to have marbled homes due to the stunning look and feel it provides.
Homes can be enhanced with vibrant colors, inviting stonework & beautifully carved marbles. Different style and shades of marble can bring attractive ranges that can be floored to encompass living rooms, drawing arrangements, dinning spaces, hotel lobby’s, pool sites, wall ladings, lounges and many more. Experienced designers and artisans provide artistic and innovative shapes to the stones in form of artistic marble pillars, marble columns and marble fireplaces. Constant introduction of new technologies helps them to deliver some thing new to bring more variety to the market.
Marbles are used for beautiful carving which display the architecture in many countries. Many breathtaking monuments masterpieces have been made from this prime & beautiful stone marble.
However, in home you can always bring the best out of the marble variety. Following are a few tips to give a vibrant look to your house:
Glazed marble tiles – Glazed marble tiles are the ones created with liquid glass coating, glazing provides numerous colors, mix of natural hues for a warm and organic look.
Balance contrast colors – like mustard, red, orange blues
Hilly cool look – watery blue with greenish cool mint marble tiles
Natural look – Natural material contains hints of colors- as mustard, olive, and orange, Suck kind of marbles always create fresh look and looks like natural.
One should use colors in splashes and everywhere to create an energetic look and feel inside your house.
Choose marble hues that echo undertones found in natural elements.
Marble tiles and granite slabs installed in your kitchen and bathrooms can change the whole appearance and stylishness of your home.
The wonderful flexibility of this natural marble material has enabled ancient and modern artisans to put their creativity in reality and make astonishing monuments.
Financial constraints often are huge impediments in constructing a home for your self. But a construction loan comes handy for easy construction of home. Construction loan is designed especially for providing finance in a hurdle free manner and therefore many advantages are attached in the loan for the borrower.
One advantage of construction loan is that the borrower pays only interest during construction period. He pays principal amount after the construction is fully completed. The borrower takes certificate of occupancy and then only the construction is taken as completed. The interest rate on construction loan depends on the schedule of construction. Lenders will charge interest rate as per stages of construction. The loan amount depends on the equity in the land on which the home is to be constructed. The loan amount can vary lender to lender. It all depends on how much of the project cost a lender is willing to offer as construction loan.
Another point to be noted is that construction loan is a short term loan. As soon as you complete the construction and receive occupancy certificate you pay off the loan. It does not take much time to construct a home these days. So usually construction loan is given for 6 months to a year. The borrower needs not to pay off construction loan in installments which may consume the much required money for timely construction of home. All you do instead is that you pay all the borrowed amounts in one go when the home is finally completed. So the problem is where to find the finance for paying of the principal amount as the loan has been used fully for construction purpose. To solve this problem there is a provision of permanent financing which requires a new application from the borrower. Also there is option of combining construction loan and permanent financing to avoid second application which requires extra fee.
For bad credit people the advantage of construction loan lies in changing interest rates. Not necessarily you will be charged higher interest rate because of your bad credit. Since the interest rate on construction loan changes as per completion of different stages of the home, the interest rate may even go down at certain point of time and may remain still. Moreover there is fixed rate bad credit construction loans option also which allows borrower to lock interest rate for certain repayment duration of say 15 or 30 years.
Search and compare extensively construction loan providers on internet. Before making the loan deal better compare terms and conditions. See which lender has the right package for you. Also decide if you want to a construction loan till the time of completion of home or you want to convert it into a mortgage loan. For faster processing and approval apply online for the loan.
Construction loan gives an opportunity for constructing home at your terms. Make sure that you have studied well different aspects of the loan and have compared loan rates and conditions before making a deal.